Information and Announcements
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This May Be Your Last Chance
According to the National Association of REALTORS®, the U.S. is currently in position to sell 4.68 million homes this year
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The Truth About Today's Market
It’s easy to understand why you might lack confidence in buying or selling
a home in today’s economic climate, especially if you start your day reading
the newspaper headlines and end it with the evening news.
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Free Money
Best ways to find free money and stretch those dollars just a bit further.
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Options for Homeowners to Avoid Foreclosure
Describes the Basic Foreclosure process and what you need to know about Short Sales
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Reduce your Property Taxes
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Property Tax Relief in San Diego Don't Forget that you must file each year between January 1, 2010 and May 30, 2010 I can help you file for FREE Contact me today!
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Welcome to HousePro Realty Online
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HOUSEPRO REALTY, Inc. Serving all of San Diego County and select areas of Riverside County
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Social engineering is the act of manipulating people into performing actions or divulging confidential information. Census workers are currently only knocking on doors to verify address information. Do not give your Social Security number, credit card or banking information to anyone, even if they claim they need it for the U.S. Census. While the Census Bureau might ask for basic financial information such as a salary range, the Census Bureau will not ask for Social Security, bank account, or credit card numbers nor will employees solicit donations. Be Cautious About Giving Info to Census Workers If a U.S. Census worker knocks on your door, they will have a badge, a handheld device, Census Bureau canvas bag, and a confidentiality notice. Ask to see their identification and their badge before answering their questions. However, you should never invite anyone you don’t know into your home. From the Better Business Bureau With the U.S. Census process beginning, the Better Business Bureau (BBB) advises people to be cooperative, but cautious, so as not to become a victim of fraud or identity theft. The first phase of the 2010 U.S. Census is under way as workers have begun verifying the addresses of households across the country. Eventually, more than 140,000 U.S. Census workers will count every person in the United States and will gather information about every person living at each address including name, age, gender, race, and other relevant data. The big question is - how do you tell the difference between a U.S. Census worker and a con artist? BBB offers the following advice: If a U.S. Census worker knocks on your door, they will have a badge, a handheld device, Census Bureau canvas bag, and a confidentiality notice. Ask to see their identification and their badge before answering their questions. However, you should never invite anyone you don’t know into your home. Census workers are currently only knocking on doors to verify address information. Do not give your Social Security number, credit card or banking information to anyone, even if they claim they need it for the U.S. Census. While the Census Bureau might ask for basic financial information such as a salary range, the Census Bureau will not ask for Social Security, bank account, or credit card numbers nor will employees solicit donations. |
SENATE PASSES BILL TO EXTEND $8,000 “FIRST-TIME HOMEBUYER” CREDIT & EXTEND A $6,500 TAX CREDIT TO “MOVE-UP BUYERS”. WASHINGTON -- The U.S. Senate late Wednesday unanimously passed legislation extending unemployment benefits and also significantly expanding a tax credit that was championed by Republican U.S. Sen. Johnny Isakson of Georgia. As part of the unemployment package, the Senate also voted to extend an $8,000 first-time homebuyer tax credit through April 30, 2010. The homebuyer tax credit program, which is currently set to expire Nov. 30, 2009, also would be expanded to give all homebuyers a $6,500 credit as long as they had been in their previous home for at least five years. “We are about to do something very meaningful for the American Economy,” Isakson said in a statement. "The bill in the end is a jobs bill." Isakson, a former Atlanta-area real estate broker, has said extending and expanding the home buyer credit was essential to getting the beleagured housing market -- and in turn, the overall economy -- on track. He had been working on the tax credit idea for months, and co-sponsored the latest version with Democratic Sen. Chris Dodd of Connecticut as an amendment to the unemployment benefits bill. The U.S. House has already passed an extension of unemployment benefits, but must still approve the homebuyer tax credit. A spokeswoman for Isakson said Senate leadership has gotten assurances from House leaders that the amendment will get approval, and President Barack Obama is expected to sign it. Under the amendment passed by the Senate Wednesday, both the $8,000 first-time homebuyer tax credit as well as the $6,500 tax credit for “move-up” buyers would end April 30. It would be limited to homebuyers who make $125,000 or less as an individual or $225,000 or less as a couple. The cost of the home being purchased may not exceed $800,000. In extending the unemployment benefits, the $24 billion bill will continue the benefits of more than 1 million out-of-work Americans who would otherwise run out of benefits by the end of the year. The bill also provides tax relief for businesses that are losing money, allowing them to use net operating losses in 2008 or 2009 to offset taxable profits from the previous five years. |
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Thinking About Selling? Need help? Have Questions? Don't know where to turn? Call me today for a FREE, No Obligation, Consultation. Kristi Gonzalez, Broker 858-566-2073 |
DRE issues fraud warning about loan modification programs The DRE recently issued a fraud warning alerting consumers about loan modification scams and informing consumers of what they can do to protect themselves. The alert is available in both English and Spanish. Last July, the DRE had fewer than 10 complaints involving loan modification companies; today the department has 750 pending investigations. In addition, since last October, the DRE has filed more than 200 desist and refrain orders. A list of the companies and persons the DRE has filed an action against can be viewed at
http://www.dre.ca.gov/cons_drs.asp. It is worth noting that not all firms who collect advance fees for loan modification services do so illegally, the DRE said. In general, only licensed real estate brokers and attorneys operating within the scope of their license may collect advance fees. Real estate brokers must have their advance fee agreement reviewed by the DRE prior to its use to ensure it is compliant with real estate law. C.A.R. advises members to carefully look at any program that may appear to have a government seal. C.A.R. is not aware of any government programs that have exclusive areas for which you have to pay to participate, and cautions all members to be on the alert for schemes seeking funds from REALTORS® or consumers with no value, or that may be misleading or unlawful. For more information please use this link... http://www.dre.ca.gov/pdf_docs/FraudWarningsCaDRE03_2009.pdf |
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The most important decision you make when buying or selling a home is to find the right REALTOR®. Finding the right REALTOR® can be the difference between a happy stress-free experience or an unhappy stressful one. You need someone with experience who is looking out for YOUR best interest and not their own. The decision you make can ultimately cost you the home of your dreams or possibly thousands of dollars in a real estate transaction. If you are a MILITARY veteran, a NURSE or other medical professional, a TEACHER, LAW ENFORCEMENT officer, or a FIREFIGHTER, contact me first. I offer a FREE one year Home Warranty to thank you for doing the important jobs you do. HOUSEPRO REALTY, Inc.
Business: (858) 566-2073 Mobile: (858) 688-1802 Fax: (858) 566-2713 E-Mail: Kristi@HouseProSanDiego.com
Thank You for visiting www.HouseProSanDiego.com- Please consider it your online source for local and national real estate information. Please feel free to return often for the latest property listing updates. Member National Association of REALTORS® Member California Association of REALTORS® Member San Diego Association of REALTORS® Member Council of Residential Specialists (CRS) Member Worldwide Recreation & Resort Sales Council
www.HouseProSanDiego.com www.HouseProREO.com www.HouseProSD.com |
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